Convert QBO to Excel
Drop in a .qbo file and get back a real Excel workbook, with a balance check that proves nothing was dropped.
No sign-up needed. Files never leave your browser.
- .ofx, .qfx and .qbo are the same document, so drop in whichever one you were given
- Nothing is uploaded. The file is read in this browser tab and never stored
- No account and no card, with no limit on conversions
Two unrelated things get called QBO, which is why this is harder to search for than it ought to be. One is QuickBooks Online, the product. The other is the .qbo file: a Web Connect statement your bank offers for download, holding a transaction list and a closing balance. This page converts the file.
There is no way to open one in a spreadsheet directly. A .qbo is a markup document, so Excel either refuses it outright or reads the tags in as text alongside the figures you were after.
What comes out instead is a real .xlsx workbook: dates as date cells, amounts as numbers formatted to two places, and each row labelled In or Out beside the signed figure. Sorting by date, filtering by direction and totalling the column all work on arrival, with no cleaning up first.
New to the format? Read what a QBO file is. It covers what is inside one, and what it cannot tell you.
A converter that tells you when it missed something.
Most tools hand you a file and let you find out in your ledger. Every conversion here is reconciled against the closing figure first. That figure is read from your statement’s balance column, or typed in from the page when there isn’t one.
When the totals don’t meet you get the exact size of the gap, every row that did read, and the converted file anyway.
Sample balance check
A transaction may be missing. Review the rows below, or re-upload including all pages.
A sample result. This is the same component the converter uses.
Client statements never leave the tab
Conversion runs in your browser, in JavaScript on this page.
Closing the tab discards the file and everything read out of it. There is nothing to delete later and nothing to breach.
There is no upload step to decline, because there is no upload. Open your browser's network tab and convert. You will see no request carrying your data.
Once this page has loaded, conversion runs with no connection at all. Useful on a client site with locked-down wifi. It also proves the file stays put.
Questions people actually ask
Does this export my QuickBooks Online data?
No. It reads a .qbo file you already have, the Web Connect statement a bank publishes for download. Getting figures out of QuickBooks Online itself is a report you run inside that product, and it produces no file this converter would ever see.
Is a .qbo different from a .qfx or an .ofx?
Not in substance. All three are OFX documents carrying the same transaction list. The extension records which product the file was made for. On top of that, .qbo and .qfx carry an Intuit institution identifier. The converter reads whichever you have and does not care what it is named.
Where does the balance check get its figures?
From the file. An OFX document states its own closing balance in a LEDGERBAL element. That figure is read directly, and the opening balance is whatever it implies given the transactions. You can overwrite both if your statement says otherwise.
Does my statement get uploaded anywhere?
No. The conversion runs inside your browser using JavaScript on this page. The file is read from your disk into memory, converted, and offered back as a download. Nothing is sent to a server, so there is nothing for us to store, log or delete. You can confirm this by opening your browser's network tab while you convert.
Do I need an account?
No. There is no sign-up, no email capture and no usage limit on CSV conversion.
How do I know every transaction came through?
Every conversion shows a balance check above the results. If your file has a running balance column, the opening and closing balances are read from it. Otherwise you type them in from your statement. The check adds up every converted transaction, compares the total to the closing balance, and tells you the exact size of any difference.
My dates came out wrong. What happened?
A date like 05/01/2026 is ambiguous: 5 January in the UK and most of Europe, 1 May in the US. Turn on the day-first option and the file is re-read immediately. If your statement contains a date that can only be day-first, such as 19/02, the converter points this out before you download.
Some rows were skipped. Is that a problem?
Usually not. Totals rows, page footers, repeated column headings and blank lines carry no transaction date, so they are left out and counted. The skipped count is shown with the results so you can check it against what you expected.
Try it on the statement that’s annoying you right now.
No account, no card, no limit. If the layout isn’t recognised you will know immediately, rather than after a support ticket.